Free Credit Repair for Mortgage Approval
We want to help you improve your credit score so you can be approved for a home mortgage. Altus Credit Repair offers free credit repair.
Free credit repair. Just subscribe to required credit monitoring
We do not dispute at the credit bureaus.
We receive responses from creditors / debt collectors. You do not need to mail us.
Discovered violations are referred to J Gannon Helstowski Law Firm
Four to six month program which can be expedited See How
- We will attempt to remove out dated and incorrect personal information at the credit bureaus
- We will mail on your behalf to your creditors that you identified that there is incorrect information reporting. All correspondence comes back to us. We will email you the documents that come back to us for your review.
- Some documentation may contain FDCPA violations. We will forward the letter to a Consumer Credit Attorney for review and their recommendation. You can choose to hire the attorney with no money paid upfront.
Yes. Your credit score can possibly increase enough to by a home in as little as 30 days. It is faster if you are willing to settle with your creditors (usually for less than what you owe) if they agree to pay for delete from your credit report.
You may receive mail from the credit bureau’s and creditors. We would ask that you upload them to us inside your portal.
We may need to contact the credit bureaus and they require identity documentation from you.
You must submit additional identity and address verification documents.
We have no idea. We will help you try to achieve the best credit score possible for your situation and time frame.
You will pay the credit monitoring company $39.99 per month. It must be active for us to do our job.
FCRA – Fair Credit Reporting Act
CROA – Credit Repair Organizations Act
FACTA – Fair and Accurate Credit Transactions Act
FCBA – Fair Credit Billing Act
TILA – Truth in Lending Act
FTC – General website for the Federal Trade Commission